New Long-Term Crypto Lending Plans with Flexible Early Withdrawal

We make sure that you have even more opportunities to implement a long-term strategy together with WhiteBIT. That’s why we’re excited to introduce our new long-term Crypto Lending plans.

Earn up to 18.48% and up to 19.40% in USDT, depending on the asset and plan you choose. New long-term options are now available too, with investment periods of up to 720 or 1,080 days.

Crypto Lending is a WhiteBIT tool that allows you to earn income by lending your digital assets to the platform. The profit depends on the asset you choose, the plan term, and the interest rate.

The new plans create more opportunities for those building a long-term strategy. Longer terms can help you aim for higher returns, while the updated early closure mechanism gives you more flexibility if your plans change.

Now, early closure doesn’t mean losing all your accrued earnings. Before opening a Crypto Lending, you’ll see the early withdrawal terms and the applicable interest rate based on your selected investment term.

The longer your assets remain in Crypto Lending, the higher the percentage of accrued earnings you can keep.

Try long-term Crypto Lending

Open a plan

How the new plans work

Step 1. Set up a plan

Choose one of the new long-term Crypto Lending plans for 720 or 1,080 days. When setting up your plan, you’ll see the following details on the plan page:

Full rate provided the assets are held until maturity;
Checkpoints for early closure;
Corresponding interest rates for each checkpoint.

Step 2. Holding assets

Once the plan is opened, your assets are held for the selected term. As the plan passes each checkpoint period, early closure interest rates become available

Step 3. Early closure (optional)

If you choose to close the plan before maturity, the system will show a preliminary payout calculation before you confirm. In this window, you’ll see:

Number of days the assets are held;
The applicable rate for the reference period;
The projected amount of accrued interest.

This way, you can assess the outcome in advance and make an informed decision.

Step 4. Payout сalculation

Interest is calculated based on the last fully completed interest period. The principal amount is always returned in full, regardless of when the plan is closed.

Please note: if you close the plan before the first checkpoint is reached, you’ll receive only the initial deposit amount, without accrued interest.

Try long-term Crypto Lending

Open a plan