Changes to Crypto Lending APR
On August 13, 2026, the APR interest rates for plans will be updated. Despite these changes, the terms of Crypto Lending will remain among the most competitive on the market.
Crypto Lending is a WhiteBIT tool that allows you to earn income by lending digital assets to the platform using one of the available plans. Plans vary in interest rate, terms, and minimum/maximum loan amount.
The updated interest rates for each asset will be available on the product page after the update.
At the same time, it is important to note that all plans opened before August 13 will continue to operate under the terms and conditions specified at the time of opening. This means that the interest rates on such plans will remain unchanged until the end of the plan’s term.
Make sure to open Crypto Lending with the current APR
Check this out:
Tether (USDT)
| Duration | Current APR | APR starting August 13 |
| 1,080 days | 19.4% | 18.43% |
| 720 days | 18.48% | 17.56% |
| 360 days | 16.82% | 15.98% |
| 180 days | 14.55% | 13.82% |
| 90 days | 13.47% | 12.79% |
| 30 days | 11.70% | 11.11% |
Bitcoin (BTC)
| Duration | Current APR | APR starting August 13 |
| 1,080 days | 18.21% | 17.30% |
| 720 days | 17.34% | 16.47% |
| 360 days | 15.69% | 14.91% |
| 180 days | 13.59% | 12.91% |
| 90 days | 12.53% | 11.90% |
| 30 days | 10.94% | 10.39% |
USD Coin (USDC)
| Duration | Current APR | APR starting August 13 |
| 1,080 days | 18.21% | 17.30% |
| 720 days | 17.34% | 16.47% |
| 360 days | 15.69% | 14.91% |
| 180 days | 13.59% | 12.91% |
| 90 days | 12.53% | 11.90% |
| 30 days | 10.94% | 10.39% |
The terms and conditions of the fixed Crypto Lending remain unchanged. Assets can still be withdrawn early at any time. If you close a plan with a term of up to 360 days early, only the principal amount will be returned, without any accrued interest.
Different terms apply to 720- and 1,080-day plans. If at least one checkpoint has been reached by the time the plan is closed, you will receive the principal amount together with the interest accrued for the checkpoints reached. You can find more information about these terms and the full list of checkpoints for 720- and 1,080-day plans here.
We would also like to remind you about the possibility of opening flexible Crypto Lending plans. They allow you to earn profit without locking your funds for a fixed term. This means you can withdraw your assets at any time, retaining the interest already accrued.
Crypto Lending allows you to earn additional income from your digital assets simply by storing them on the platform. You still have the opportunity to open a plan at the current annual APR by August 13!
Make sure to open Crypto Lending with the current APR
